Tuesday, September 22, 2009
Cheaper Home Owners Insurance: Make It Disaster-Proof
The more you fortify your home to withstand disasters the lower your premium will be. The following are necessary after taking measures against fire and burglary depending on were you reside...
a. You will enjoy superior protection from wind damage with a storm shutter.
b. Using a heavier roofing material will make your home more insurance friendly thereby making you get more savings on your home owners insurance premiums if you live in a windy area.
c. If your area is prone to earthquakes, ensure that you retrofit you home.
d. Dry limbs on trees could easily cause injuries that will lead to liability claims. So ensure that you cut off all dry or dead limbs on trees on your property.
e. You will also do well if you plant your trees at a safe distance from your house for many reasons. You'll run a bigger risk of a branch falling off and damaging your roof. Moreover, having these over your roof could seriously reduce its lifespan depending on the material employed.
Ask your home insurance agent for other things you could do if you intend to reduce your home's risk.
Moreover discover the cost-effectiveness of each recommendation you receive. Applying these tips will help you reduce your home insurance premium.
On a closing note...
You will save more by visiting not less than 5 quotes sites. If you do this, you will make it most likely that you'll get all the lowest quotes available since five sites will present up to 25 quotes altogether.
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